How To Purchase a House “Sight Unseen”

Right here at Taylor Morrison we’ve created a variety of tools that embrace the digital world and make it simpler than ever earlier than to purchase a house “sight unseen,” or as we wish to name it, #SiteUnseen (buying with out ever having toured the property in particular person). Whether or not you’re unable to go to a gross sales workplace, or just desire to tour choices from the consolation of your sofa, we’re right here to empower you on this distinctive sort of home-buying journey.   

Over the past 12 months, Taylor Morrison has averaged a little bit over one house per day offered 100% just about, so in case you assume you’re alone on this non-traditional means to purchase, you’re not! As know-how evolves and an increasing number of folks migrate out of densely-populated metro areas (with many corporations extending remote-work choices for his or her staff), digital house shopping for will proceed to develop. Whereas it might appear to be a frightening expertise, we’re right here to information you thru the method of shopping for a brand new Taylor Morrison house “sight unseen” with the next recommendation. 

Know Your Finances, Pre-Apply for a Mortgage, and Map Out Your Needs vs. Wants. 

This recommendation shouldn’t be restricted to purchasing a house sight unseen. Any home hunter ought to take this primary step, no matter how they’re planning to buy. Everybody’s monetary state of affairs is totally different, however you’ll wish to work out how a lot you possibly can pay every month after which work backwards to search out the acquisition value that fits you and your loved ones. 

Take a look at our on-line, state-of-the-art mortgage know-how, Dorothy, to assist “pre-apply” for a mortgage earlier than you begin home searching. This course of consists of analyzing your earnings, property, and current debt to estimate what you could possibly afford on a house buy. Pre-application speeds the method as soon as you discover the house you wish to purchase, which is extraordinarily necessary given the scorching market we’re at the moment working in the place time is of the essence! Acquiring mortgage “pre-approval” is one other factor solely, however it’s a good suggestion to take that step as nicely (because it reveals that you just’re a severe homebuyer who can safe a mortgage, which helps on this extremely aggressive market). To buy a Taylor Morrison house, you possibly can both use the lender of your selection or work with our affiliated lender, Taylor Morrison Home Funding. Qualification and market situations change throughout building so working with a lender that understands our building course of retains everybody working collectively for a seamless transaction. 

After you come to a transparent understanding of what you possibly can afford, create an inventory of what you completely should have in your new house. Prioritize what’s necessary to you, whether or not that’s location, variety of bedrooms/bogs, sq. footage, or one thing else. As you’re employed via that precedence checklist, it is best to begin to take into account which gadgets usually are not essentially deal-breakers for you. Coming to phrases with these desires vs. wants will higher equip you to slim down “finalists” as you just about scope out choices. 

Get to Browsing. 

Head to our website and filter by metropolis, value, and bed room rely to get a preliminary sense of what’s out there. 

Get in Touch with an Web House Advisor (IHC). 

You might not be bodily with somebody at a gross sales workplace, however you aren’t alone on this course of! Getting in touch with an IHC from the world you have an interest in is one of the simplest ways to ease the stress of this unconventional buy journey. It’s like having a private concierge for house shopping for! With stock flying off the market faster than anybody can construct, it’s an awesome thought to get in contact with an IHC early on, as properties chances are you’ll be seeing on-line one week could also be unavailable the subsequent. It’s a irritating actuality of the market proper now, and an IHC goes to be in-the-know of what communities are more likely to go quick so that you’ll have a clearer thought of what to anticipate by speaking with them through cellphone, chat, or e mail. Sharing that checklist of desires vs. wants will assist the IHC information you in your subsequent steps. 

Digitally Immerse Your self With the Communities You’re  In.

Lots of our communities have interactive flooring plans and 3D virtual tours, and it’s all proper there at your fingertips. Watch and rewatch the out there excursions and envision the way you may fill the house if it was to turn into your property. Discover the 3D house room by room and just about go searching—you possibly can even open “measurement mode” in a few of our excursions. Take notes on questions you’ve got. If a 3D tour shouldn’t be out there for a group you have an interest in, don’t fret, your IHC can set you up with a digital tour from an precise salesperson on the fashions you’re concerned about. Even when a 3D tour is out there, you possibly can nonetheless arrange a digital walkthrough! Our passionate gross sales workforce  will customise your sight-unseen expertise to fit your wants—don’t be afraid to ask them for images and movies you could “revisit” afterward—allow them to be your eyes on the bottom! 

When you already know precisely what you need (relying on availability within the the world you’re concerned about), you possibly can simply reserve a quick-move-in home or perhaps a to-be-built home on-line, deciding on from out there homesites and flooring plans with out ever needing to be in contact with an IHC or a sales-team member beforehand!

Use Outdoors Assets at Your Disposal. 

Don’t get us incorrect, the IHCs and gross sales workforce you’ll work with are skilled, dependable assets of knowledge, however it doesn’t harm so as to add an additional pair of eyes. When you’ve got a trusted member of the family or good friend within the space you wish to purchase in, see in the event that they’d be keen to take a bodily go to for you. Shopping for sight unseen might be nerve-wracking, so it all the time helps if in case you have somebody you realize who can present extra reassurance. When you’ve got nobody within the space, you possibly can nonetheless share the digital property and information you’ve been reviewing with somebody near you. Get their enter! They may consider a query or concern that you just haven’t thought of. Use different on-line instruments to assist make an evaluation: poke round Google maps to see what’s within the neighborhood or test public faculty rankings within the space if in case you have youngsters. We would like you to really feel as comfy and assured as attainable with this necessary, life-changing determination. 

Stay Patient and be Communicative. 

Whereas on-line instruments offering digital entry to buyers have without end modified the house shopping for expertise, it’s nonetheless not so simple as a “click on to purchase now” course of. No quantity of know-how or digital instruments can change the nature of the present market (with extraordinarily excessive demand and never sufficient stock), so chances are you’ll be met with unexpected setbacks. For instance, in some areas we’re taking the Highest and Finest Supply strategy to promoting properties, which is actually the method the resale market operates in. House buyers shall be invited to submit their Highest and Finest Supply for out there homesites, and probably the most aggressive supply shall be chosen. We empathize with you about how aggressive the market is as we speak and the way irritating which may be for some house buyers. No matter these uncommon market situations, we intention to supply a superb buyer expertise for each house shopper and purchaser. Talk together with your gross sales agent early and sometimes to be sure you’re conscious of potential stipulations surrounding a group/homesite chances are you’ll be concerned about. 

Embrace the Journey!  

Shopping for your new house #SiteUnseen might be simply as exhilarating as shopping for it in particular person. We’re right here that will help you each step of the best way. 

“We had been loads much less nervous about shopping for ‘sight unseen’ due to the quantity of instruments and publicity we’ve needed to the house itself. We may inform it’s a top quality product.”

Taylor Morrison Homebuyers Jeremy and Alyssa, Phoenix

“The most effective factor about Taylor Morrison’s on-line instruments, apart from the truth that they’re intuitive, is that we will use them any time of the day. Whenever you’re excited in regards to the homebuying course of and also you wish to maintain issues transferring alongside, that is the best way to have the ability to have immediate gratification.”

Taylor Morrison Homebuyers Invoice and Jennifer, Seattle

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